Blog
Supporting Your Aging Parents Without Sacrificing Your Own Stability
As your parents age, stepping in to help can feel overwhelming. This guide walks you through how to talk about money, gather important documents, secure legal authority, and create a flexible support plan. Learn how to manage caregiving without compromising your own financial well-being.
Organizing Your Final Decade for Retirement
Are you retirement-ready for 2026? Discover the specific math behind CPP and OAS benefits, the new tax-sheltered contribution limits, and why tax-exempt life insurance may be your missing ‘third bucket.’ Learn how to bridge the gap between government support and the lifestyle you’ve earned.
Generic Ozempic Is Here. Will Your Drug Plan Actually Save Money?
Generic semaglutide (the active ingredient in Ozempic) is now available in Canada, and it has the potential to meaningfully reduce drug costs for employer-sponsored benefits plans. But savings are not automatic. Without the right plan design in place, many members may stay on the brand-name drug and costs could remain unchanged. Here is what plan sponsors need to know and do right now.
What Happens to Your Group Benefits When You Leave a Job?
Most Canadians do not think about their group benefits until the day they leave a job, and by then, the clock is already ticking.
Health and dental coverage typically ends on your last day. But here is the part many people miss: your group life insurance comes with a conversion privilege that lets you carry it over to an individual policy without a medical exam. The window to act is usually just 31 days.
Whether you are changing jobs, being laid off, or heading out on your own, knowing your options before your last day makes a real difference. Here is what to know.
What Is Participating Whole Life Insurance?
Participating whole life insurance is a permanent policy that does more than protect your family — it builds cash value and pays dividends over time. Learn how it works, who it’s for, and how it compares to other types of life insurance.