by Coulas Insurance Ltd. | Feb 2, 2026 | 2026, Blog, Investment, rrsp, Tax Free Savings Account
Tax-Free Savings Account vs Registered Retirement Savings Plan When it comes to saving in a tax-efficient way, Canadians often ask the same question: Should I use a TFSA or an RRSP?Both accounts offer valuable tax advantages, but they work differently — and the...
by Coulas Insurance Ltd. | Nov 5, 2025 | 2025, Blog, business owners, Estate Planning, Family, Financial Planning, incorporated professionals, individuals, Investment, mortgage, personal finances, Professional Corporations, Professionals, Retirees, retirement, tax
2025 Federal Budget Highlights On November 4, 2025, the budget was delivered by the Honourable François-Philippe Champagne, Minister of Finance and National Revenue. The 2025 Federal Budget focuses on stability, simplicity, and long-term growth. There are no broad tax...
by Coulas Insurance Ltd. | Oct 31, 2025 | Blog, Debt, Family, financial advice, Financial Planning, incorporated professionals, individuals, Investment, personal finances, Professionals
Life can throw unexpected events your way that can hit you in the wallet. Whether it’s falling ill, getting laid off, or facing hefty repair bills for your car or home, these situations can strain your finances. To stay ahead and avoid falling into debt,...
by Coulas Insurance Ltd. | Aug 31, 2025 | Blog, business owners, Estate Planning, Family, Insurance, Investment
Estate Planning for Business OwnersWhat happens when the children grow up and they are no longer dependent on their parents? What happens to your other “baby”- the business? Estate planning for business owners deals with the personal and business assets....
by Coulas Insurance Ltd. | Jul 31, 2025 | Blog, Investment
Emotions and InvestingInvesting is as much about mindset as it is about money. If you’ve ever felt the urge to pull your investments during a downturn or go all in during a market surge, you’re not alone. Emotional investing is a common experience—but...
by Coulas Insurance Ltd. | Jun 2, 2025 | Blog, business owners, Family, farmers, financial advice, Financial Planning, Insurance, Investment, Professionals, Retirees
When putting together your financial plan, there is no question about the benefits of consolidation. It’s common to have your finances all over the place. Savings at the bank, investments with several financial institutions, retirement savings at another. The...
